Jaguar Software: Automating and Digitizing Lending with Flexibility and Agility


Aman Singh Bains, CEO

With the advent of digitalization, banking and non-banking financial institutions are increasingly looking to digitize their lending process in order to improve customer experience and operational efficiency. However, the single-point solutions available in the market do not cater to the complete lending process starting from online application to onboarding, processing, underwriting and funding. Also,they fail to provide a rich user experience. Hence, businesses need an end-to-end solution that can address the concerns of the complete lending lifecycle and provide a seamless user experience.

Jaguar Software helps these businesses achieve their goal by providing them with an end-to-end digital lending platform called ‘Jaguar 360 Cloud’ which digitizes and automates their lending process from capturing to processing and underwriting. The platform has been built with a focus on enriching the user experience of the end customer as well as the employee of the lender. It is capable of improving the productivity of each team member by 10 times through seamless user experiences and tools. Leveraging best open source technologies and two decades of learning in the industry, the company has built the product to empower traditional lenders as well as FinTechs. It can also help a traditional lender turn into a FinTech.

“Everything done by businesses is within our domain, be it
communication, time management or task management. Jaguar 360 Cloud provides 360 degree coverage to all business needs. During our two decades, we worked with 300+ NBFCs and had an experience with some fast growing NBFCs. This gave us the key insight required to develop this scalable and flexible cloud based solution,” says Aman Singh Bains, CEO, Jaguar Software.

"During our two decades, we worked with 300+ NBFCs and had an experience with some fast growing NBFCs. This gave us the key insight required to develop a scalable and flexible cloud based solution"

End-to-End Solution with Seamless UX
Jaguar’s cloud platform for digital lending companies leverages Artificial Intelligence to help businesses automate their lending process. With its seamless UX tools the product assists end-customers to apply, monitor and service their loan through its customer portal. Quick approval and fast processing is made possible through it. Along with this, customers are also given ample flexibility for prepayment, bullet payment, rescheduling their installments or going for scattered installments.

Scalable Solution supporting Flexible Workflows
The product provides scalability to businesses to conveniently evolve their processes as they grow. Jaguar Software is turning lending processes from being people dependent into system driven. To help forge a better relationship with customers, there is a Customer 360 view that records and stores all dealing information and interaction, acting as a frame of reference for TeleCallers. Also, to suit the different economic capacities of business Jaguar 360 Cloud is priced in the mid-range with a SaaS model for the start-ups. The product is also well suited to cover the needs of big enterprises.

Going ahead with its product development,in the nextphase, he company is all set to incorporate AI capabilities in its main offerings, along with implementing Business Intelligence Ad-hoc analysis.